If you're in the process of purchasing a home you may be offered the opportunity to purchase home warranty insurance. Is this coverage right for you?
A home warranty policy will pay for repairs or replacement if certain appliances and systems in your home break down within a year of your home purchase. It usually includes appliances like your water heater, refrigerator and stove and oven. Some policies may even include coverage for large systems like air conditioning and heating and for smaller systems like doorbells and phone and electrical wiring.
If home warranty insurance sounds like something that you'd like to have, don't settle for the first policy you're offered. You may be able to find better rates and coverages on policies if you do some shopping around.
A home warranty policy will pay for repairs or replacement if certain appliances and systems in your home break down within a year of your home purchase. It usually includes appliances like your water heater, refrigerator and stove and oven. Some policies may even include coverage for large systems like air conditioning and heating and for smaller systems like doorbells and phone and electrical wiring.
If home warranty insurance sounds like something that you'd like to have, don't settle for the first policy you're offered. You may be able to find better rates and coverages on policies if you do some shopping around.
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