Are you satisfied with your home insurance coverage—the financial protection that it offers you, and the price that you're paying for it? If it's been more than a year or so since you really looked at your homeowner's policy, it's time for a review. That means shopping around and comparing not only the premiums but also the coverages included in the homeowner's insurance offerings from different insurance companies.
Choosing Your Home Insurance Coverage
You'll have several choices to make when you're shopping for your homeowner's insurance.
One of the first is your policy limits: how much homeowner's insurance do you really need? If you live in a single family home with a large yard, remember that insurance should cover only the home and not the cost of the land itself. Your mortgage company also may dictate some minimum policy limits to cover its financial investment in your home.
Choosing Your Home Insurance Coverage
You'll have several choices to make when you're shopping for your homeowner's insurance.
One of the first is your policy limits: how much homeowner's insurance do you really need? If you live in a single family home with a large yard, remember that insurance should cover only the home and not the cost of the land itself. Your mortgage company also may dictate some minimum policy limits to cover its financial investment in your home.
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