When you're looking at home insurance companies, be aware that there are lots of insurers to choose from—and they don't all offer the same rates or provide the same level of service.
How to Evaluate Home Insurance Companies
To evaluate your present insurer or prospective companies, be sure to understand the policies that the homeowners insurance companies are offering and get answers to these questions:
Is the insurer reputable? Check with your state's department of insurance to make sure that the home insurance companies you're evaluating have a good reputation in the industry with good customer service and prompt claims payments. This information is also available from major rating agencies such as Standard & Poor's, Moody's and A.M. Best.
How to Evaluate Home Insurance Companies
To evaluate your present insurer or prospective companies, be sure to understand the policies that the homeowners insurance companies are offering and get answers to these questions:
Is the insurer reputable? Check with your state's department of insurance to make sure that the home insurance companies you're evaluating have a good reputation in the industry with good customer service and prompt claims payments. This information is also available from major rating agencies such as Standard & Poor's, Moody's and A.M. Best.
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